Insurance Claims

We work with all insurance companies. It is important to work with a company that has knowledge and experience working with insurance companies. XS Roofing and construction will help you through the complexities of filing and understanding your insurance claim. You will have access to highly trained insurance experts at every stage of the project to answer questions, help with documentation or provide any information your insurance provider may require.

Hail, wind, and storm damages are considered an insurance loss on your homeowner’s policy. It is the responsibility of the insurance company to pay the entire cost, less your deductible, for replacing the roof or other parts of your house if damages are found.

The claim is also considered a natural disaster and should not count against you personally for future rate increases.

XS Roofing specializes in weather related damage repair and replacement; including exterior roofing, gutters, siding, widows.

STEP 1: DETAILED PROFESSIONAL ROOF INSPECTION

Call XS Roofing and set-up a free inspection with a Certified hail, wind, and storm inspector.

STEP 2: INSURANCE CLAIM SUBMISSION AND APPROVAL

If we find damage, sign our contract for us to work with your insurance company and then contact your insurance company to file a claim. Either call us with your adjuster’s information or call us directly so that we can set up an appointment. It is very important to make sure we are there to represent you during this appointment. Do not allow your adjuster to look at your roof alone even if they say they do not need us or will bringing their own contractor. XS Roofing and your insurance adjuster will discuss covered damages and come to a verbal agreement.The adjuster will send you paperwork with what damages are covered. Forward any paperwork to XS Roofing before signing so that we can verify that the damages have been fairly evaluated and reported accurately

STEP 3: CHOOSING YOUR NEW ROOF!

Discuss shingle, gutter, siding, and/or paint colors.

STEP 4: YOUR NEW ROOF INSTALLATION AND CLEAN UP

Installing your new roof system is a big job. We must first remove and dispose of the old damaged roof, being careful to keep your yard and surrounding area clean of debris. Your new shingles are installed along with advanced ventilation systems that help keep your attic cooler in summer to prevent damage to the roof system over the years.

STEP 5: A FINAL INSPECTION AND WARRANTY

Enjoy your beautiful new roof, siding, gutters, painting, etc! It’s as easy as that!

OC Preferred Contractor-min GAF Certified-min